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October 21, 2014

Looking Forward, Reaching Higher...
Our philosophy is to look forward and embrace the positive changes made possible by innovations in technology. We have many products, including deposits, loans, and investments which can make the financial side of your life more convenient and profitable.

Checking Accounts

Account Type Opening Deposit Interest Bearing Monthly Service Charge
Personal Checking
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$100.00  No  $5.00 if below $400.00 Avg Daily Balance 
Personal Checking
  • $400 average daily balance per statement cycle
  • If below average daily balance, $5.00 charge per statement cycle
  • STAR ATM/Debit Card available
 
Student
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$100.00  No  None as long as Primary Owner is a Student 
Student
  • No service charge imposed as long as primary account owner is a student
  • STAR ATM/Debit Card available
 
Senior
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$100.00  No  None 
Senior
  • Must be 60 years old to qualify
  • No service charges imposed
  • No check number limits
  • STAR ATM/Debit Card available
 
Business Checking
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$100.00  No  See More Info 
Business Checking
  • Monthly service charge of $2.50 plus a per item fee of $.05 per debit transaction posted and transit item deposited
  • Earnings credit of $.20 per $100.00 of average daily balance up to total fees
 
NOW Account
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$1000.00  Yes  $5.00 & .10 per item if average daily Balance is below $1,000.00 
NOW Account
  • Minimum $1,000.00 average daily balance per statement cycle to avoid service charge
  • $5.00 charge plus $.10 per each debit/credit transaction if below average daily balance
  • Interest compounded daily and credited on monthly statement cycle date - Click here to check rates
  • STAR ATM/Debit Card available
 
Pioneer Checking
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$100.00  No  None 
Pioneer Checking
  • Account available as a consumer checking account only
  • No service charge is imposed on this account
  • No monthly balance requirement
  • Full truncation on this account - your checks and deposit receipts are not returned in your statement
  • $5.00 per item fee for each debit or credit item researched
  • STAR ATM/Debit Card available
 
Pioneer HSA Checking
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$100.00  No  None 
Pioneer HSA Checking
  • Account available as an individual checking account only
  • No service charge is imposed on this account
  • No monthly balance requirement
  • Full truncation on this account - your checks and deposit receipts are not returned in your statement
  • $5.00 per item fee for each debit or credit item researched
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HSA NOW Account
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$100.00  Yes  None 
HSA NOW Account
  • No service charge imposed on this account
  • Interest compounded daily using the daily balance method to calculate the interest and credited on monthly statement cycle date - Click here to check rates
  • Interest begins to accrue no later than the business day we receive credit for the deposit of non-cash items - If you close your account before interest is credited, you will receive the accrued interest
  • We reserve the right at any time to require not less than 7 days notice in writing before any withdrawal from this interest bearing account
 

 

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